The Croatian Post Bank, the largest Croatian-owned bank, focused on innovation and customer needs, successfully competes with foreign institutions and builds a stronger market position. Using new technologies and offering fast, innovative services, HPB is one of the most modern banks that set up market trends and enables simple business operations with constant availability. Independent research showes that HPB has the most loyal clients on the Croatian banking market, more than 600,000 of them represented by younger generations, prosperous entrepreneurs and successful companies. With an excellent team and commited customers, HPB is an example of being able to grow and thrive in a competitive environment.